Being able to understand finances is a critical life skill. And the one we need no matter what we do in life.
For far too long, the subject of investing and finances, has gone severely under-taught. And due to the subject’s reliance on rarely understood jargon, the barrier for learning too has always been high. Owing to this, it’s easy to find individuals with little or no financial knowledge, despite having had an income for over 10 years. This lack of adequate financial literacy means that despite being well educated, millions fall prey to bad advise, invest hastily, and commit the same financial mistakes year after year.
No one will take care of your money as well as you would.
- This 4-year Harvard led study, spoke about the ‘rampant’ mis-selling which occurs in the Indian financial market, due to agents and advisors being driven primarily by commissions.
- Insurance middlemen often make 30-45% as commissions on the products they sell; which means more than 1/3rd of your hard earned money wouldn’t be working for you.
- Around 8500 Crores of investor wealth was consumed by mutual fund middlemen in the form of commissions in FY 2018 alone. Thanks to this, more than 95% of financial advisors in India, are commission agents. India’s regulatory body went to extent of warning mutual fund houses about the excessive commissions being paid to advisors and distributors.
- Several platforms motivated by these commissions, now masquerade as financial education providers.
Through his books and workshops, Vinod makes critical financial knowledge accessible. The emphasis is on teaching the fundamentals, and treading that middle ground between too much information, and too little. It’s this aspect of his work, which has helped thousands take their first steps in investing.
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ABOUT VINOD DESAI
Vinod Desai is to personal finance, what Erin Brokovich is to Consumer Advocacy Law. His USP comes from the fact that he understands how most adults perceive the topic of finances. With the help of story-telling, he simplifies concepts in ways rarely simplified before.
His work’s focus is on education. He stays outside the commission riddled financial system. This helps him keep his work impartial and unbiased.
He has authored multiple books in the area of personal finances and investing.
HIS WORK STANDS OUT BECAUSE IT’S
Sales-free and Ruthlessly Impartial
His books and workshops are 100% sales-free and unbiased. There are no products to push, no middleman commissions to earn. People get to truly learn of the things that work best. Because he’s is in the business of educating; not selling.
Not Just About Investing
His work goes beyond topics of investing to teach every aspect needed by every working individual to live a financially rewarding life. Taxation, insurance, most common pitfalls, life-pro tips, salary structures and more.
Finance In a Way Never Taught Before
Highly engaging content coupled with the use of real-life financial stories & events ensures that every concept is understood brilliantly and in a way it sticks; no matter how hard.
LATEST SELF-HELP BOOK ON FINANCES
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