Financial Wellness Survey & Score

The financial wellness survey helps you assess your overall financial state. The score will help you understand if concrete steps need to be taken to improve your financial health.

Before you take the Survey

Neither the survey, nor do any of the questions collect any personally identifiable data. The process is anonymous.
There are no right or wrong answers. Each answer is subjective to your current circumstances. Answering them as truthfully as possible, will provide you with the best assessment.

Understanding your score

“Wealth consists not in having great possessions, but in having fewer wants.”

– Epictetus

A reference chart for the score is as below:

0-40

Very low financial health

40-60

Low financial health

60-80

Average financial health

80-90

Good financial health

> 90

Excellent financial health

How to Improve your score

Step #1

Purchase adequate term life insurance

Term life insurance costs very little and provides high insurance coverage. For a typical, well-insured individual, this cover should be between 10 to 20 times their annual income.
Ensure you increase your term life insurance cover anytime your liabilities increase.

Step #2

Purchase adequate health insurance

Having adequate health insurance cover for you and your dependents ensures you don’t empty your savings and investments on hospitalisation expenses.
Health insurance can seem expensive. But not having this costs far more
Don’t rely on company insurance alone. Purchase your own health insurance cover and increase it as necessary

Step #3

Understand investing & essential finances better

The fear of finances is common. Without an understanding of essential fundamentals, the topic of finances will always seem intimidating and complex.
This lack of financial knowledge will also leave you vulnerable to financial mis-selling which is rampant in India. Millions of well-educated Indians fall prey to bad advise, invest under haste, and commit the same mistakes year after year.
Click here for a book which will provide you with a 10-year head start on your knowledge of finances

Step #4

Put this fivefold path into practise

The fivefold path to wealth summarises the learnings of more than a century of investing.
Click to read more

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Take the quiz on essential finances

This short, 10-question quiz on basics of finances covers a wide range of personal finance topics. And ones which we all need to know. Take the quiz, and see how much you know.

Take the mutual fund trivia quiz

This short, 10-question mutual fund trivia quiz tests your knowledge of mutual funds in India, its categories, common pitfalls and the like.

Schedule a session at your workplace

Write to us with your work email, and we’ll send you all the details you need to forward to your HR reps.