October 23, 2018 by Vinod DesaiTest Your Knowledge of Finances The Moneyplanting Quiz1. How often is it good to check how well your equity mutual fund investments are performing?Related First working day of every month Once a year, or once every couple of years Twice a day; at market start and market close Every Sunday evening before the markets open on Monday1 out of 102. Say you decide to invest in a mutual fund. Which channel from these below will allow you to generate better returns from the same mutual fund?Related An AMC website A De-mat account from An online investing platform like Scripbox or Upwardly A fee-based financial advisor2 out of 103. Which investment among these do you suppose has consistently provided the highest long-term returns in India?Related Independent Houses and plots Apartments by reputed builders in Metro cities Stocks and Equities Gold schemes run by reputed jewellers3 out of 104. If you had to, which type of financial advisor would you hire?Related A financial advisor who does not charge upfront fees A fee-only financial advisor A commissions-based financial advisor A fee-based financial advisor4 out of 105. An investment of 10 Lakhs in a good piece of Real Estate in India in 1998 would've grown to about 1.8 Crores by 2015. That's an 18X return over that 20 year period. If you were however unlucky enough to have put that 1 Lakh in an equity mutual fund, which had the poorest performance over the same period, how much do you suppose your return would have been? Related Almost 5 times the returns of Real estate. Around 95X. Higher than real estate, around 20X. Around half of Real Estate returns, around 10X. Due to 2008 market crash, 1 Lakh would've gotten reduced to 50,000. So, 0.5X.5 out of 106. Out of the Equity related strategies from below, which has been known to provide the highest long term returns, time and time again?Related Identify one great company and only invest in it every year. Buy stocks of several good companies and wait for several years. Buy at low price, sell at high price. Repeat every day. Buy stocks of a company which has gone up recently. Sell before price drops. Repeat with another such company.6 out of 107. Which statements from below are true?Related Absolute return is the most efficient way to compare returns of two investments. A stock market index is a list of all the companies listed on the stock market Short term capital gains tax is typically higher than long term capital gains tax Debt and Equity Mutual funds are taxed similarly since 20187 out of 108. Which is the best way to invest in Gold?Related In physical form, as Gold coins and bars In physical form, as ornamental jewelry Sovereign Gold bonds Gold Exchange Traded Funds Gold investment schemes run by registered, reputed, jewelers8 out of 109. Financial middlemen(agents/distributors) often walk away with a large chunk of your investment as commissions. Which investment products from the ones below do you suppose have the highest percentage of middleman commissions?Related ULIPS & Endowment Life Insurance Policies Term Life Insurance Policies Exchange Traded Funds Equity agressive, or Hybrid Mutual Funds9 out of 1010. Which from below is a good explanation of 'Market Cap'?Related Total size of the market, divided by market share of the company Total shares issued by the company, multiplied by its profit per share Total shares issued by the company, divided by its stock price Total shares issued by the company multiplied by its stock price10 out of 10 Related
